Benefits Consulting

American Compensation Service (ACS) has the resources to ensure that our clients have the best overall employee benefits package at the most competitive price. Because these programs play an integral part of employee’s job satisfaction, attraction and retention, our goal is to control costs while maintaining program integrity. Working as an extension of a client’s human resource department, our team of dedicated Employee Benefit Advisors assists in all aspects of employee benefits to develop a comprehensive employee benefit program, specifically tailored to your needs and budget.

Initial Meeting

We spend the time up front to ensure that our clients are placed in the appropriate benefit programs to meet each company’s specific requirements and needs today and into the foreseeable future.

  • Discern the employer’s benefit goals and objectives
  • Discern the current business environment.
  • Discern what the client views as what is necessary to attract and retain employees
  • Evaluate what is working and what is not working with the current benefits
  • Review all existing employee benefit documentation
  • Discuss HIPAA, DOL, ERISA and COBRA compliance
  • Review Section 125 Plan compliance and opportunities

Secondary Plan Design Meeting(s)

  • We will prepare a marketplace study of the available opportunities
  • Compare and contrast the marketplace opportunities
  • Discuss employer and employee cost sharing opportunities
  • Propose recommendations
  • Discuss compliance requirements and implementation

Annual Renewal Analysis Meetings

  • Schedule an annual employer meeting
  • Discuss what is working and what may not be working
  • Research the marketplace and Identify competitive opportunities
  • Prepare a market study of competitive benefit plans
  • Evaluate any effect of provider network changes
  • Discuss any changes in your business environment
  • Review any legislatives changes that may impact your company


Open Enrollment

We will present an Open Enrollment meeting with your employees via “High Touch” and/or “High Tech” approaches.

  • High Touch
  • Present each employee with a customized benefit enrollment kits which will include all documentation on your employee benefit plans along with any required legal documents.
  • High Tech
  • Present the information via a webinar and provide online benefit summaries, enrollment and administrative solutions which are accessible 24/7 to the employee.
  • Your dedicated EBA (Employee Benefits Advisor) will present the employee meeting to discuss benefit and plan changes as well as the benefits that each carrier offers.
  • Discuss any legislative updates relating to current group policies, such as HSA regulation changes and Health Care Reform
  • Provide HIPAA, DOL, ERISA, Section 125 and COBRA compliance documentation to keep your company in compliance

Ongoing Proactive Services

“Let us focus on what we do best so that you can focus on what you do best”

Employee Benefits Management System, HR Portal & Company intranet at no additional cost

Our firm streamlines the benefit process for our clients through our efficient and effective methodologies and processes for both the employer and the employees.  Please allow us to exceed your expectations.

  • Educational meetings for new and existing employees
  • Claims assistance and intervention
  • Health Care Reform communication and HR Benefit newsletters
  • Proactive communication and customer service from a team of experienced employee benefits experts
  • You can dial us in on the spectrum from “High Touch” and High Tech”
  • Extensive network of benefit professionals
  • Customized new employee enrollment kits

Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with professional advice. Information is subject to change without notice.