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We have access to all of the major health carriers in the State of California.

Types of Health Insurance: Health Insurance is broken down into two major categories.

  • Indemnity: This type of plan is also referred to as "Fee for Service".
  • Managed Care: There are three major types of managed care plans:
PPO (Preferred Provider Organization)
HMO (Health Maintenance Organization)
POS (Point-of-Service Plans)

There is no one type of plan of health plan that is best for everyone as each persons needs differ. The goal is for you to understand how each plan works so that you can choose the plan that will work best for you.

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