employees' most valuable asset is their ability to work and earn
depend on their income for the necessities of life-food, shelter
& clothing. What would happen to your employee, and their family,
if the employee were to suffer a disability and could no longer
earn an income?
the following statistics:
the ages of 35 and 65, seven out of ten workers suffer a disability lasting 3 months or longer*.
the United States, 46% of conventional housing foreclosures are
the result of a disability lasting 3 months or longer **.
most people, a disability means not only having difficulty meeting
their financial obligations, it may also mean increased medical
expenses. Some of these increased expenses aren't covered by their
health insurance plan.
of short and long term disability provides employees with continuous
income protection in case of a disabling injury or illness. These
plans are available with a variety of benefit options.
Safety Council, Commissioners' Disability Table, National Center
for Health Statistics, as quoted in Disability Income Concepts,
Pictorial, Inc. 1995
**FHA as quoted in Disability Income Concepts Pictorial, Inc. 1995